Business Math 9th Edition Cleaves Test Bank

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Product details:

• ISBN-10 ‏ : ‎ 0135108179
• ISBN-13 ‏ : ‎ 978-0135108178
• Author: Cheryl Cleaves, Margie Hobbs, Jeffrey Noble

BUSINESS MATHEMATICS, 9/e brings together all the math tools students need to successfully handle everyday business transactions, manage their personal finances, and start or operate a small business. Throughout, students learn math in familiar contexts they already care about. Conversational, easy to read, and exceptionally accessible, this text combines depth and breadth with practical examples and clear step-by-step instructions €” all delivered flexibly to support multiple modes of teaching and learning. This edition contains extensive new coverage of wealth building through investment; the latest insurance and credit trends, new tax rules and tables, and more.

Table of contents:

1. Review of Whole Numbers and Integers
   • 1-1 Place Value and Our Number System
   • 1-2 Operations with Whole Numbers and Integers
2. Review of Fractions
   • 2-1 Fractions
   • 2-2 Adding and Subtracting Fractions
   • 2-3 Multiplying and Dividing Fractions
3. Decimals
   • 3-1 Decimals and the Place Value System
   • 3-2 Operations with Decimals
   • 3-3 Decimal and Fraction Conversions
4. Banking
   • 4-1 Checking Account Transactions
   • 4-2 Bank Statements
5. Equations
   • 5-1 Equations
   • 5-2 Using Equations to Solve Problems
   • 5-3 Formulas
6. Percents
   • 6-1 Percent Equivalents
   • 6-2 Solving Percentage Problems
   • 6-3 Increases and Decreases
7. Business Statistics
   • 7-1 Graphs and Charts
   • 7-2 Measures of Central Tendency
   • 7-3 Measures of Dispersion
8. Trade and Cash Discounts
   • 8-1 Single Trade Discounts
   • 8-2 Trade Discount Series
   • 8-3 Cash Discounts and Sales Terms
9. Markup and Markdown
   • 9-1 Markup Based on Cost
   • 9-2 Markup Based on Selling Price and Markup Comparisons
   • 9-3 Markdown, Series of Markdowns, and Perishables
10. Payroll
    • 10-1 Gross Pay
    • 10-2 Payroll Deductions
    • 10-3 The Employer’s Payroll Taxes
11. Simple Interest and Simple Discount
    • 11-1 The Simple Interest Formula
    • 11-2 Ordinary and Exact Interest
    • 11-3 Promissory Notes
12. Consumer Credit
    • 12-1 Installment Loans and Closed-End Credit
    • 12-2 Paying a Loan Before It Is Due: The Rule of 78
    • 12-3 Open-End Credit
13. Compound Interest, Future Value, and Present Value
    • 13-1 Compound Interest and Future Value
    • 13-2 Present Value
14. Annuities and Sinking Funds
    • 14-1 Future Value of an Annuity
    • 14-2 Sinking Funds and Present Value of an Annuity
15. Building Wealth Through Investments
    • 15-1 Stocks
    • 15-2 Bonds
    • 15-3 Mutual Funds
16. Mortgages
    • 16-1 Mortgage Payments
    • 16-2 Amortization Schedules and Qualifying Ratios
17. Depreciation
    • 17-1 Depreciation Methods for Financial Statement Reporting
    • 17-2 Depreciation Methods for IRS Reporting
18. Inventory
    • 18-1 Inventory
    • 18-2 Turnover and Overhead
19. Insurance
    • 19-1 Life Insurance
    • 19-2 Property Insurance
    • 19-3 Motor Vehicle Insurance
20. Taxes
    • 20-1 Sales Tax and Excise Tax
    • 20-2 Property Tax
    • 20-3 Income Taxes
21. Financial Statements
    • 21-1 The Balance Sheet
    • 21-2 Income Statements
    • 21-3 Financial Statement Ratios

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